What is The National Association of Certified Credit Counselors (NACCC)

What is The National Association of Certified Credit Counselors (NACCC)?

By Godly, I've Got The NACCC of It!
When a person has a debt problem they can’t seem to get a handle on, eventually, they seek help. If they’re wise, the sooner the better. When that time comes, most people start their search online. It’s fast, discreet and less imposing than calling a gazillion companies and being asked questions you’re uncomfortable with answering. If you are one of the hundreds of thousands of people seeking debt relief, heed this advice; don’t make any commitments or sign any agreements until you find out about Certified Credit Counselors.

The National Association of Certified Credit Counselors (NACCC) To The Rescue
If you are in debt and are seeking debt counseling, debt advice or credit counseling, then you should become very familiar with the (NACCC). Why? The debt industry has become a multi-billion dollar a year, well-oiled moneymaking machine. As you may already know, the worse the economy gets, more and more debt related companies are created and more income is generated. The downside of this sudden expansion is; there is literally no governmental regulation, governing body or licensing requirements for debt counselors or credit counselors.

Anyone can hang a shingle above his or her door and claim to be a credit or debt counselor and they do it every day. I could share some awful horror stories of people who lost everything after receiving bad debt advice from unqualified and untrained Debt Counselors. Thankfully, the National Association of Certified Credit Counselors stepped up to the plate and filled a tremendous void; they literally came to the rescue of millions of debtors.

What is The National Association of Certified Credit Counselors (NACCC)?
In a nutshell, the (NACCC) is a non-profit, membership based organization that oversees the education and certification requirements of its members through credentialing, certification and continued education. Remember, the debt industry is unregulated. That means anyone can wake up tomorrow and claim to be a dedtt counseling expert.

Why The National Association of Certified Credit Counselors (NACCC)?
Simply put, they train individuals to become professional and knowledgeable debt counselors. When a person is seeking debt counseling, let’s be straightforward; they need someone with the training, education and expertise to help them solve complicated financial matters. This job description for a debt counselor includes but is not limited to:

Understanding the Fair Debt Collection Practices Act

Understanding the new bankruptcy laws

Negotiating with creditors

Properly analyzing credit reports

Understanding credit scoring system

Detecting harmful spending habits

Setting up debt management programs

In addition, debt counselors must understand the countless circumstances that drive consumers into debt such as sudden loss of income, medical emergencies, overspending and impulse purchases. They must also be astute and patient enough to juggle: credit card debt, personal unsecured loans, student loans, medical bills, IRS bills, auto loans and mortgages in default for multiple clients. As you can see, these are not the type of matters you hand over to any average Joe.

The members of the National Association of Certified Credit Counselors are prepped to negotiate these rough waters. They are trained to provide debt solutions that help clients manage their debt, resolve issues concerning creditors and collection agencies, as well as assist with many other debt problems and financial issues. If you need debt counseling, at the minimum, seek out a company whose debt counselors are certified by the National Association of Certified Credit Counselors.

Joel Marks has been helping people get out of debt and avoid both bankruptcy and foreclosure for over fifteen years. Utilizing savvy debt counseling, debt management programs, Federal laws and a team of attorneys, debt counselors and advisors, he has quietly assisted thousands come from under the heavy burden debt.

For more information on this topic or any other issue related to getting out of debt, living debt free, debt management, debt relief, the Fair Debt Collection Practices Act and stopping debt collectors in their tracks, please visit www.DebtErasure.com

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