Debt Collection Statute of Limitations Halts Debt Collectors In Their Tracks

Debt Collection Statute of Limitations Halts Debt
Collectors In Their Tracks

Your State's Debt Collection Statute of Limitations
Many debtors are unaware of this incredible legal fact; no debt can be pursued indefinitely. All debts have a statue of limitations. This is a date in which debt collectors, debt collection companies and even original creditors cannot legally pursue debtors. Once that date arrives, any collection attempts by anyone, whether it is the original creditor or a debt collection company, they HAVE BROKEN THE LAW!

Debt Collectors Beware...
If a debt collector is contacting you about a debt you believe has past the debt collections statute of limitations for your state, they may be violating your Fair Debt Collection Practices Act rights. If that is the case, they are liable to you for:

Statutory damages of up to $1000.00

Actual damages you may have suffered

Attorney’s fees

Don’t be pushed around, frightened or intimidated by debt collectors. Use the graph below to determine your state's debt collection statute of limitations. If they have violated your rights, it’s time to get an attorney that specializes suing debt collection companies on the behalf of consumers.

State (in years)	Oral Agreements	Written Contracts	Promissory Notes	Open Accounts

Alabama	6	6	6	3
Alaska	6	6	6	6
Arizona	3	6	5	3
Arkansas	3	5	6	3
California	2	4	4	4
Colorado	6	6	6	6
Connecticut	3	6	6	6
Delaware	3	3	6	3
D.C.	3	3	3	3
Florida	4	5	5	4
Georgia	4	6	6	4
Hawaii	6	6	6	6
Idaho	4	5	10	4
Illinois	5	10	6	5
Indiana	6	10	10	6
Iowa	5	10	5	5
Kansas	3	5	5	3
Kentucky	5	15	15	5
Louisiana	10	10	10	3
Maine	6	6	6	6
Maryland	3	3	6	3
Massachusetts	6	6	6	6
Michigan	6	6	6	6
Minnesota	6	6	6	6
Mississippi	3	3	3	3
Missouri	5	10	10	5
Montana	5	8	8	5
Nebraska	4	5	6	4
Nevada	4	6	3	4
New Hampshire	3	3	6	3
New Jersey	6	6	6	6
New Mexico	4	6	6	4
New York	6	6	6	6
North Carolina	3	3	5	3
North Dakota	6	6	6	6
Ohio	6	15	15	-
Oklahoma	3	5	5	3
Oregon	6	6	6	6
Pennsylvania	4	4	4	4
Rhode Island	15	15	10	10
South Carolina	10	10	3	3
South Dakota	6	6	6	6
Tennessee	6	6	6	6
Texas	4	4	4	4
Utah	4	6	6	4
Vermont	6	6	5	6
Virginia	3	5	6	3
Washington	3	6	6	3
West Virginia	5	10	6	5
Wisconsin	6	6	10	6
Wyoming	8	10	10	8

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Joel Marks has been helping people get out of debt and avoid both bankruptcy and foreclosure for over fifteen years. Utilizing savvy debt counseling, debt management programs, Federal laws and a team of attorneys, debt counselors and advisors, he has quietly assisted thousands come from under the heavy burden debt.

For more information on this topic or any other issue related to getting out of debt, living debt free, debt management, debt relief, the Fair Debt Collection Practices Act and stopping debt collectors in their tracks, please visit www.DebtErasure.com